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Instant access savings rate

The average advertised rate on instant access savings accounts, weighted by how much business each provider does.

UK

Aug 2026

2.07%

Instant access savings rate, UK, Jan 2011 to Aug 2026
PeriodInstant access savings rate (%)
1 Sept 20210.11%
1 Oct 20210.11%
1 Nov 20210.11%
1 Dec 20210.11%
1 Jan 20220.11%
1 Feb 20220.12%
1 Mar 20220.15%
1 Apr 20220.22%
1 May 20220.26%
1 Jun 20220.31%
1 Jul 20220.42%
1 Aug 20220.47%
1 Sept 20220.64%
1 Oct 20220.92%
1 Nov 20220.99%
1 Dec 20221.20%
1 Jan 20231.24%
1 Feb 20231.44%
1 Mar 20231.53%
1 Apr 20231.63%
1 May 20231.74%
1 Jun 20231.82%
1 Jul 20232.23%
1 Aug 20232.56%
1 Sept 20232.74%
1 Oct 20232.77%
1 Nov 20232.80%
1 Dec 20232.81%
1 Jan 20242.82%
1 Feb 20242.81%
1 Mar 20242.80%
1 Apr 20242.77%
1 May 20242.76%
1 Jun 20242.78%
1 Jul 20242.79%
1 Aug 20242.73%
1 Sept 20242.66%
1 Oct 20242.65%
1 Nov 20242.67%
1 Dec 20242.59%
1 Jan 20252.62%
1 Feb 20252.57%
1 Mar 20252.45%
1 Apr 20252.46%
1 May 20252.41%
1 Jun 20252.37%
1 Jul 20252.34%
1 Aug 20252.27%
1 Sept 20252.26%
1 Oct 20252.23%
1 Nov 20252.20%
1 Dec 20252.20%
1 Jan 20262.15%
1 Feb 20262.12%
1 Mar 20262.13%
1 Apr 20262.12%
1 May 20262.13%
1 Jun 20262.14%
1 Jul 20262.09%
1 Aug 20262.07%
An average of advertised rates on instant access savings accounts, including unconditional bonuses, weighted by how much business each provider does. Individual accounts vary widely around it.

How this is measured

Published by
Bank of England
Series
IUMB6VJ
Covers
UK
Published
Monthly
History
Jan 2011 to Aug 2026
Last published
Aug 2026

Contains public sector information licensed under the Open Government Licence v3.0, and data from the Bank of England Interactive Statistical Database. TrackBritain is not affiliated with the Bank of England.

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Where this data comes from